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Introduction to General Insurance

General insurance provides protection against non-life risks such as property damage, liability, health emergencies, and more.

It encompasses various types of insurance policies designed to cover specific risks faced by individuals, businesses, and assets.

Types of Life General Insurances

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Health Insurance
  • Provides coverage for medical expenses incurred due to illness, injury, or hospitalization.

  • Offers benefits such as cashless hospitalization, pre and post-hospitalization expenses, and coverage for critical illnesses.

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Travel Insurance
  • Provides coverage for unexpected events such as trip cancellations, medical emergencies, lost luggage, and travel delays.

  • Offers benefits such as emergency medical assistance, trip interruption coverage, and personal liability protection.

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Motor Insurance
  • Mandatory insurance for vehicles to cover damages or losses resulting from accidents, theft, or third-party liabilities.

  • Includes two types: Third-Party Liability Insurance and Comprehensive Insurance.

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Business Insurance
  • Covers various risks faced by businesses, including property damage, liability claims, business interruption, and employee-related risks.

  • Includes policies such as Property Insurance, Liability Insurance, Business Interruption Insurance, and Workers' Compensation Insurance.

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Home Insurance
  • Protects against damages to one's home and belongings caused by fire, natural disasters, theft, or other perils.

  • Offers coverage for the structure of the house, personal belongings, and additional living expenses.

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